• Allows you to move funds between your checking account and an FDIC-insured interest bearing account throughout the month to maximize balances accruing interest
• There is a minimum balance requirement to avoid a monthly service charge
• Unlimited withdrawals may be made in person or by mail
• Check out our Savings Deposit Rates
• Combines liquidity and convenience in a tiered variable-rate, interest-bearing account with limited check-writing privileges. Allows you to manage your cash flow by moving funds between your checking account and an FDIC-insured interest bearing account.
• Unlimited deposits
• Unlimited in-person teller withdrawals and up to six preauthorized withdrawals each month (however, up to three of these withdrawals can be made by check).
• Interest rates are tiered which provides a higher yield with higher balances.
• Check out our Money Market Deposit Rates
We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms:
| Account Type | Term | Minimum Opening Deposit |
| 30 Day CD | 1 Month | $99,000 |
| 60 Day CD | 2 Months | $99,000 |
| 90 Day CD | 3 Months | $10,000 |
| 180 Day CD | 6 Months | $5,000 |
| 270 Day CD | 9 Months | $1,000 |
| 1 Year CD | 1 Year | $1,000 |
| 2 Year CD | 2 Years | $1,000 |
| 3 Year CD | 3 Years | $1,000 |
| 4 Year CD | 4 Years | $1,000 |
| 5 Year CD | 5 Years | $1,000 |
We also offer a variable-rate certificate of deposit with the following terms:
| Account Type | Term | Minimum Opening Deposit |
| Variable Rate CD | 18 Months | $1,000 |
| Passbook CD | Open | $10,000 |
From time to time we offer special certificates of deposits with higher minimum balances for other monthly terms. Check out our CD Rates for current rates and specials.
Fill out and submit this application form or come see one of our personal bankers.