State Bank of The Lakes - Savings Accounts

Our FDIC-insured Savings Accounts are variable-rate interest-bearing accounts:

• Statement Savings Account
• Passbook Savings Account
• Christmas Passbook Savings Account
• Passbook Certificate of Deposit Account
• Junior Savers Club® Account


Features & Benefits

Statement Savings Account

• No minimum opening deposit
• No monthly service charge if minimum daily balance of $100 is maintained
• Interest is compounded and paid monthly
• Statements sent monthly, conveniently combined with your monthly checking statement if desired
• Make up to six transfers per month to your checking account with Telephone Banking Service or Online Banking
• No limit to number of withdrawals made in person or at ATMs
• FREE Online Banking and Telephone Banking Services
• Check out our Savings Deposit Rates

Passbook Savings Account

• No minimum opening deposit
• No monthly service charge if minimum daily balance of $100 is maintained
• Interest is compounded and paid monthly
• You receive a personalized passbook where all of your transactions are recorded.
• Make up to six transfers per month to your checking account with Telephone Banking Service or Online Banking
• No limit to number of withdrawals made in person or at ATMs
• FREE Online Banking and Telephone Banking Services
• Check out our Savings Deposit Rates

Passbook Certificate of Deposit Account

• Minimum balance of $10,000.
• Competitive interest rate
• Interest is compounded and paid monthly
• You receive a personalized passbook where all of your transactions are recorded.
• Make up to two in-person withdrawals per month
• Unlimited deposits
• FREE Online Banking and Telephone Banking Services
• Check out our Savings Deposit Rates

Christmas Passbook Savings Account

• No minimum opening deposit
• No monthly service charge
• Interest is compounded and paid monthly
• You receive a personalized passbook where all of your deposits are recorded.
• Withdrawals or transfers before maturity are not permitted
• Account balance will be disbursed by check at the end of the third quarter each year
• FREE Online Banking and Telephone Banking Services
• Check out our Savings Deposit Rates

Junior Savers Club® Account

The Junior Savers Club Account is a savings account designed to teach children and young adults up to age 18 the rewards of saving. The benefits of a Junior Savers Club Account are:

• No minimum opening deposit
• No minimum balance and no monthly service charge
• Interest is compounded and paid monthly
• You receive a personalized passbook which must be presented each time you make a deposit or withdrawal, where all of your transactions are recorded.
• No limit to number of withdrawals made in person or at ATMs
• Account holders are automatically enrolled in our Junior Savers Club®
• FREE Online Banking and Telephone Banking Services
• Check out our Savings Deposit Rates

Learn more about our Junior Savers Club® Events.

It’s Easy To Open These Accounts

Our SimpleSwitch® system makes switching your bank accounts, direct deposit and automatic bill payment very simple. Fill out and submit this application form or come see one of our friendly personal bankers.