At State Bank of the Lakes we're here to provide you with financial solutions for all your lending needs. Whether you are looking for a loan, mortgage, or line of credit, our knowledgeable and experienced lending team will explain our lending options to you in a straightforward manner.
Unlike big banks, at State Bank of the Lakes we're proud to make all lending decisions here in our neighborhood. Since our decision-makers work in the bank each day, they'll review your loan application and respond within a few days. Our goal is to make getting a loan an easy and stress-free process!
Some of our loan products include:
Home Equity Line of Credit
Our home equity lines of credit can be used for a variety of purposes, may be tax deductible (consult your tax advisor) and provide a lower cost way to borrow for:
- Improving your home
- Purchasing a vehicle
- Paying off medical bills
- Consolidating debt
- Paying off a credit card balance while lowering your cost of borrowing
Give us a call or stop in today for more information.
Thinking about purchasing or refinancing a home? We have a full-service mortgage team to assist you. Our products can be custom-designed to meet your individual needs, and they feature some of the most competitive interest rates in the marketplace. We also provide superior customer service with a personal touch.
- Fixed-rate mortgages
- Adjustable-rate mortgages
- Jumbo loans (loan amounts up to $6 million)
- Government loans (FHA, VA)
- Reverse mortgages
- First-time homebuyer programs
- Second home and investment property loans
- Second mortgage programs
- Expanded products for unique property types, credit situations, etc.
Refinancing our mortgage...
Our mortgage and banking professionals are here to guide you through the refinancing process and make your experience as easy as possible. Depending on your current mortgage or home equity situation, refinancing may be an attractive option.
By refinancing, you may be able to:
- Lower your current rate
- Extend repayment period
- Reduce risk
- Lower your current payment
Have questions about your mortgage needs? Contact us and we will put you in touch with one of our knowledgeable mortgage loan specialists.
Residential Mortgage loans are provided by Wintrust Mortgage. Wintrust Mortgage is a division of Barrington Bank and Trust Company N.A, NMLS # 449042, an affiliate of State Bank of the Lakes.