State Bank of The Lakes - NOW Account, Money Market and Savings Rates
Rates as of: 01/31/2012
|
Deposit Rates |
||||
| Account Type | From | To | Interest Rate | APY |
| Personal NOW, Charter Checking & Platinum Preferred | $1+ | 0.03% |
0.03% |
|
| Rewards Checking | $1+ | $15,000 | 2.48% | 2.51% |
| $15,001+ | 0.30% | 0.30% | ||
| Money Market or Sweep | $0 | $999 | 0.03% | 0.03% |
| $1,000 | $9,999 | 0.05% | 0.05% | |
| $10,000 | $49,999 | 0.07% | 0.07% | |
| $50,000 | $99,999 | 0.10% | 0.10% | |
| $100,000 | $249,999 | 0.15% | 0.15% | |
| $250,000 | $499,999 |
0.15% |
0.15% | |
| $500,000+ | 0.20% | 0.20% | ||
| Passbook and Statement Savings | $1+ | 0.10% | 0.10% | |
| Passbook CD | $10,000 | $98,999 | 0.18% | 0.18% |
| $99,000+ | 0.28% | 0.28% | ||
| Christmas Club Passbook | $5+ | 0.10% | 0.10% | |
Interest Rates and Annual Percentage Yields (A.P.Y.) on the aforementioned products are subject to change. Fees may reduce earnings.
Rates as of: 01/31/2012
0.50% 0.70%
Fixed Rate Certificates of Deposit
Regular Rate
Term
From
To
Interest Rate
APY
30 Days
$99,000+
0.01%
0.01%
60 Days
$99,000+
0.05%
0.05%
90 Days
$99,000+
0.10%
0.10%
6 Months
$5,000
$98,999
0.17%
0.17%
$99,000+
0.22%
0.22%
9 Months
$1,000
$98,999
0.35%
0.35%
$99,000+
0.40%
0.40%
12 Months
$1,000
$98,999
0.45%
0.45%
$99,000+
0.50%
0.50%
18 Month
$1,000
$98,999
0.45%
0.45%
$99,000+
0.50%
2 Years
$1,000
$98,999
0.45%
0.45%
$99,000+
0.50%
0.50%
3 Years
$1,000
$98,999
0.65%
0.65%
$99,000+
0.70%
4 Years
$1,000
$98,999
0.90%
0.90%
$99,000+
0.95%
0.95%
5 Years
$1,000
$98,999
1.19%
1.20%
$99,000+
1.24%
1.25%
Variable Rate Certificate of Deposit* |
||||
| Regular Rate | ||||
| Term | From | To | Interest Rate | APY |
| 18 Months | $1,000+ | 0.45% | 0.45% | |
Listed above are Interest Rates and Annual Percentage Yields (APY) accurate as of the date listed above. We may impose a penalty if you withdraw any of the deposited funds before the maturity date of the Certificate of Deposit. The minimum balance required to open a Certificate of Deposit is $1,000.00 unless otherwise stated. Rates shown above are subject to change. The interest rate on a Variable Rate Certificate of Deposit may change on the first Tuesday of each month based on the 2 year CD rate. Fees may reduce earnings. Please call a Personal Banker for additional information. Certificates must be over $10,000 to receive interest by check.
