July 24, 2008

State Bank of The Lakes - NOW Account, Money Market and Savings Rates

Rates as of: 7/22/2008

     Deposit Rates

 Account Type  From  To  Interest Rate  APY
 Personal NOW, Charter Checking & Platinum Preferred  $1+    0.15%

 0.15%

 Money Market or Sweep  $0  $999  0.15%  0.15%
   $1,000  $9,999  0.50%  0.50%
   $10,000  $49,999  1.25%  1.26%
   $50,000  $99,999  1.50%  1.51%
   $100,000  $249,999  1.75%  1.76%
   $250,000  $499,999  2.00%  2.02%
   $500,000+    2.25%  2.27%
 Passbook and Statement Savings  $1+    0.75%  0.75%
 Passbook CD  $10,000  $98,999  1.79%  1.80%
 $99,000+  2.08%  2.10%
 Christmas Club Passbook  $5+    0.50%  0.50%

Interest Rates and Annual Percentage Yields (A.P.Y.) on the aforementioned products are subject to change. Fees may reduce earnings.

 

Rates as of: 7/22/2008

     Fixed Rate Certificates of Deposit

     Regular Rate
 Term  From  To  Interest Rate  APY
 30 Days  $99,000+    2.18%  2.20%
 60 Days  $99,000+    2.37%  2.40%
 90 Days  $10,000  $98,999  2.42%  2.45%
   $99,000+    2.52%  2.55%
 6 Months  $5,000  $98,999  2.71%  2.74%
   $99,000+    2.81%  2.85%
 9 Months  $1,000  $98,999  2.81%  2.85%
   $99,000+    2.91%  2.95%
 12 Months  $1,000  $98,999  2.86%  2.90%
   $99,000+    2.96%  3.00%
 18 Month  $1,000 $98,999  3.11%  3.15%
 $99,000+  3.20%

 3.25%

 2 Years  $1,000  $98,999  3.40%  3.45%
   $99,000+    3.49%  3.55%
 3 Years  $1,000  $98,999  3.74%  3.80%
   $99,000+    3.83%  3.90%
 4 Years  $1,000  $98,999  3.98%  4.05%
   $99,000+    4.07%  4.15%
 5 Years  $1,000  $98,999  4.12%  4.20%
   $99,000+    4.22%  4.30%

 

 

     Variable Rate Certificate of Deposit*

     Regular Rate
 Term  From  To  Interest Rate  APY
 18 Months  $1,000+    3.25%  3.30%

 

Listed above are Interest Rates and Annual Percentage Yields (APY) accurate as of the date listed above. We may impose a penalty if you withdraw any of the deposited funds before the maturity date of the Certificate of Deposit. The minimum balance required to open a Certificate of Deposit is $1,000.00 unless otherwise stated. Rates shown above are subject to change. The interest rate on a Variable Rate Certificate of Deposit may change on the first Tuesday of each month based on the 2 year CD rate.  Fees may reduce earnings. Please call a Personal Banker for additional information. Certificates must be over $10,000 to receive interest by check.