Rates as of: 7/22/2008
|
Deposit Rates |
||||
| Account Type | From | To | Interest Rate | APY |
| Personal NOW, Charter Checking & Platinum Preferred | $1+ | 0.15% |
0.15% |
|
| Money Market or Sweep | $0 | $999 | 0.15% | 0.15% |
| $1,000 | $9,999 | 0.50% | 0.50% | |
| $10,000 | $49,999 | 1.25% | 1.26% | |
| $50,000 | $99,999 | 1.50% | 1.51% | |
| $100,000 | $249,999 | 1.75% | 1.76% | |
| $250,000 | $499,999 | 2.00% | 2.02% | |
| $500,000+ | 2.25% | 2.27% | ||
| Passbook and Statement Savings | $1+ | 0.75% | 0.75% | |
| Passbook CD | $10,000 | $98,999 | 1.79% | 1.80% |
| $99,000+ | 2.08% | 2.10% | ||
| Christmas Club Passbook | $5+ | 0.50% | 0.50% | |
Interest Rates and Annual Percentage Yields (A.P.Y.) on the aforementioned products are subject to change. Fees may reduce earnings.
Rates as of: 7/22/2008
3.25%
Fixed Rate Certificates of Deposit
Regular Rate
Term
From
To
Interest Rate
APY
30 Days
$99,000+
2.18%
2.20%
60 Days
$99,000+
2.37%
2.40%
90 Days
$10,000
$98,999
2.42%
2.45%
$99,000+
2.52%
2.55%
6 Months
$5,000
$98,999
2.71%
2.74%
$99,000+
2.81%
2.85%
9 Months
$1,000
$98,999
2.81%
2.85%
$99,000+
2.91%
2.95%
12 Months
$1,000
$98,999
2.86%
2.90%
$99,000+
2.96%
3.00%
18 Month
$1,000
$98,999
3.11%
3.15%
$99,000+
3.20%
2 Years
$1,000
$98,999
3.40%
3.45%
$99,000+
3.49%
3.55%
3 Years
$1,000
$98,999
3.74%
3.80%
$99,000+
3.83%
3.90%
4 Years
$1,000
$98,999
3.98%
4.05%
$99,000+
4.07%
4.15%
5 Years
$1,000
$98,999
4.12%
4.20%
$99,000+
4.22%
4.30%
Variable Rate Certificate of Deposit* |
||||
| Regular Rate | ||||
| Term | From | To | Interest Rate | APY |
| 18 Months | $1,000+ | 3.25% | 3.30% | |
Listed above are Interest Rates and Annual Percentage Yields (APY) accurate as of the date listed above. We may impose a penalty if you withdraw any of the deposited funds before the maturity date of the Certificate of Deposit. The minimum balance required to open a Certificate of Deposit is $1,000.00 unless otherwise stated. Rates shown above are subject to change. The interest rate on a Variable Rate Certificate of Deposit may change on the first Tuesday of each month based on the 2 year CD rate. Fees may reduce earnings. Please call a Personal Banker for additional information. Certificates must be over $10,000 to receive interest by check.