State Bank of The Lakes - NOW Account, Money Market and Savings Rates

Rates as of: 07/27/2010

     Deposit Rates

 Account Type  From  To  Interest Rate  APY
 Personal NOW, Charter Checking & Platinum Preferred  $1+    0.05%

 0.05%

 Rewards Checking  $1+  $25,000  3.94%  4.01%
   $25,001+  0.75%  0.75%
 Money Market or Sweep  $0  $999  0.05%  0.05%
   $1,000  $9,999  0.10%  0.10%
   $10,000  $49,999  0.20%  0.20%
   $50,000  $99,999  0.30%  0.30%
   $100,000  $249,999  0.40%  0.40%
   $250,000  $499,999

 0.50%

 0.50%
   $500,000+    0.60%  0.60%
 Passbook and Statement Savings  $1+    0.35%  0.35%
 Passbook CD  $10,000  $98,999  0.55%  0.55%
 $99,000+  0.75%  0.75%
 Christmas Club Passbook  $5+    0.25%  0.25%

Interest Rates and Annual Percentage Yields (A.P.Y.) on the aforementioned products are subject to change. Fees may reduce earnings.

 

Rates as of: 07/272010

     Fixed Rate Certificates of Deposit

     Regular Rate
 Term  From  To  Interest Rate  APY
 30 Days  $99,000+    0.25%  0.25%
 60 Days  $99,000+    0.30%  0.30%
 90 Days  $99,000+  0.30%  0.30%
 6 Months  $5,000  $98,999  0.40%  0.40%
   $99,000+    0.50%  0.50%
 9 Months  $1,000  $98,999  0.60%  0.60%
   $99,000+    0.70%  0.70%
 12 Months  $1,000  $98,999  0.85%  0.85%
   $99,000+    0.95%  0.95%
 18 Month  $1,000 $98,999  0.95%   0.95%
 $99,000+  1.05%

 1.06%

 2 Years  $1,000  $98,999  1.09%  1.10%
   $99,000+    1.19%  1.20%
 3 Years  $1,000  $98,999  1.59%  1.60%
   $99,000+     1.69%

 1.70% 

 4 Years  $1,000  $98,999   1.98%  2.00%
   $99,000+    2.08%  2.10%
 5 Years  $1,000  $98,999  2.32%  2.34%
   $99,000+    2.42%  2.45%

 

 

     Variable Rate Certificate of Deposit*

     Regular Rate
 Term  From  To  Interest Rate  APY
 18 Months  $1,000+    1.09%  1.10%

 

Listed above are Interest Rates and Annual Percentage Yields (APY) accurate as of the date listed above. We may impose a penalty if you withdraw any of the deposited funds before the maturity date of the Certificate of Deposit. The minimum balance required to open a Certificate of Deposit is $1,000.00 unless otherwise stated. Rates shown above are subject to change. The interest rate on a Variable Rate Certificate of Deposit may change on the first Tuesday of each month based on the 2 year CD rate.  Fees may reduce earnings. Please call a Personal Banker for additional information. Certificates must be over $10,000 to receive interest by check.