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When you're just starting out, defining your financial goals can be difficult, just like reaching them. Defining your goals can be a process and they may change over time. We want to help you begin your financial journey, set goals and achieve them, whatever they may be. Check out some of our solutions below that are just right for those just starting out.

Personal Money Market Checking

  • An interest-bearing checking account that pays interest on tiered balances
  • No minimum deposit to open
  • There is a minimum daily balance requirement to avoid a monthly service charge1
  • Unlimited in-person teller withdrawals and up to six preauthorized withdrawals and/or checks written each month.
  • No charges per check written

1  A $7.00 fee will be imposed each statement cycle if the daily balance in the account falls below $1,000 any day of the statement cycle. Fees, such as overdraft charges, and fees for special services may apply.

Money Market Checking is an interest bearing account which uses the daily balance method to calculate interest. Interest will be compounded monthly and credited to your account monthly.

Accounts closed in person or by mail, will have all accrued interest greater than $1.00 paid at that time of closing.  If the account is closed without notice to the bank, no interest will be paid for the period.

Statement Savings Account

  • No minimum opening deposit
  • No monthly service charge if minimum daily balance of $100 is maintained1
  • Interest is compounded monthly and paid monthly
  • Statements sent quarterly, or monthly when conveniently combined with your monthly checking statement.
  • Make up to six transfers per month to your checking account with Telephone Banking Service or Online Banking
  • No limit to number of withdrawals made in person or at ATMs
  • FREE Online Banking and Telephone Banking Services
  • Check out our Savings Deposit Rates

1  A $3.00 fee will be imposed every statement cycle if the daily balance in the account falls below $100 any day of the statement cycle .

No monthly service charge for customers under the age of 18 years

Accounts closed in person or by mail, will have all accrued interest greater than $1.00 paid at that time of closing.  If the account is closed without notice to the bank, no interest will be paid for the period.