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State Bank of The Lakes - NOW Account, Money Market and Savings Rates

Rates as of: 04/15/2014

     Deposit Rates

 Account Type  From  To  Interest Rate  APY
 Personal NOW, Charter Checking & Platinum Preferred  $.01+    0.01%

 0.01%

 Rewards Checking*  $.01+  $10,000.00  1.50%  1.51%
   $10,000.01+    0.10%  0.10%
 Money Market or Sweep  $.01  $999.99  0.01%  0.01%
   $1,000  $9,999.99  0.03%  0.03%
   $10,000  $49,999.99  0.05%  0.05%
   $50,000  $99,999.99  0.07%  0.07%
   $100,000  $249,999.99  0.10%  0.10%
   $250,000  $499,999.99

 0.11%

 0.11%
   $500,000+    0.12%  0.12%
 Passbook and Statement Savings  $.01+    0.07%  0.07%
 Passbook CD  $10,000  $98,999.99  0.10%  0.10%
   $99,000+    0.13%  0.13%
 Christmas Club Passbook  $5+    0.10%  0.10%

 

Interest Rates and Annual Percentage Yields (A.P.Y.) on the aforementioned products are subject to change. Fees may reduce earnings.*A minimum deposit of $500.00 is required to open a Rewards Checking Account.

 

Rates as of: 04/15/2014 

     Fixed Rate Certificates of Deposit

     Regular Rate
 Term  From  To  Interest Rate  APY
 30 Days  $99,000+     0.01%  0.01%
 60 Days  $99,000+     0.01%  0.01%
 90 Days  $99,000+     0.01%  0.01%
 6 Months  $5,000  $98,999.99   0.15%  0.15%
   $99,000+     0.20%  0.20%
 9 Months  $1,000  $98,999.99   0.20%  0.20%
   $99,000+     0.25%  0.25%
 12 Months  $1,000  $98,999.99   0.25%  0.25%
   $99,000+     0.30%  0.30%
 18 Month  $1,000 $98,999.99   0.25%  0.25%
   $99,000+     0.30%

 0.30%

 2 Years  $1,000  $98,999.99   0.25%  0.25%
   $99,000+     0.30%  0.30%
 3 Years  $1,000  $98,999.99   0.75%  0.75%
   $99,000+     0.80%

 0.80% 

 4 Years  $1,000  $98,999.99   1.15%  1.16%
   $99,000+     1.20%  1.21%
 5 Years  $1,000  $98,999.99   1.55%  1.56%
   $99,000+     1.60%  1.61%

 

 

     Variable Rate Certificate of Deposit*

     Regular Rate
 Term  From  To  Interest Rate  APY
 18 Months  $1,000+    0.25%  0.25%

 

 

Listed above are Interest Rates and Annual Percentage Yields (APY) accurate as of the date listed above. We may impose a penalty if you withdraw any of the deposited funds before the maturity date of the Certificate of Deposit. The minimum balance required to open a Certificate of Deposit is $1,000.00 unless otherwise stated. Rates shown above are subject to change. The interest rate on a Variable Rate Certificate of Deposit may change on the first Tuesday of each month based on the 2 year CD rate.  Fees may reduce earnings. Please call a Personal Banker for additional information. Certificates must be over $10,000 to receive interest by check.