Online Account Creation FAQs

Online Account Creation FAQs

Online Account Creation FAQs

Online Account Creation FAQs

How can I speed up my application?

If you currently have an account with State Bank of The Lakes, N.A., you can choose “Yes” in the Speed up your application section. Our system will prefill the application with the information we already have on file for you. All you’ll need to do is provide one of the following: State Bank of The Lakes, N.A. debit card number, deposit account (excluding CD accounts) or a loan account.

Which ownership should I choose?

If you’re the only person who will apply for this account, select “Individual”. If you would like to have a co-owner on this account, select “Joint”. The joint applicant must be present with you during the application process. If the joint applicant is not present, please select “Individual” to proceed with the application. You may always add a joint owner to your account at a later time by visiting one of our branches. 

How is my personal information used?

Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. We use security measures that comply with federal law to protect your personal information from unauthorized access and use. These measures include computer safeguards and secured files and buildings.

Why do you need my Social Security Number?

In order to proceed with the online application, you’ll need a Social Security Number. If you don't have a Social Security Number, please visit one of our locations to open an account.

Can I open an account online if I’m not a U.S. Citizen?

We’re unable to accept online applications from non-U.S. citizens. Please visit one of our locations to open an account, be sure to bring two forms of ID, including one with your physical address.

Why do I need to review and accept disclosures?

Disclosures contain important terms and conditions that apply to your new account. Reviewing and accepting disclosures ensure that you are informed about how we will manage your new account.